How I’m Creating Travel Money in 2026 Without Touching My Salary (Even With a 9–5)

For a long time, vacations felt like something I had to plan around my salary — or wait for the right work trip to come with per diem.

But over time, I learned a different way.

In this post, I want to share one of the most practical ways you can start paying for your vacations without depending on your 9–5 salary or per diem.

And before we go any further, let’s clarify two things.

What I Mean by “Vacation”

When I say vacation, I mean travelling away from your normal environment to actually rest.

Not working remotely.
Not checking emails or doing Status Reports.

A proper vacation.

And let’s be honest — a proper vacation needs money i.e paying for your flights/SGR, Uber, accommodation, enjoyment etc

All that needs funding.

Why Salary and Per Diem Make Vacations Hard

When I mention per diem, I’m talking about that allowance you get when work sends you on a trip. You only receive it if you’re sent — and sometimes that doesn’t happen at all.

So in short? You can’t control it.

If you’ve been longing to take a vacation but somehow things never work out, you’ll relate to this:

  • Your salary disappears as soon as it lands in your bank account
  • Or the per diem you’ve been waiting for feels like it’s playing hide and seek

So vacations keep getting postponed.

If that sounds familiar, keep reading……

Why I Believe Vacations Are Necessary (Not a Luxury)

I don’t know about you, but one of my favourite vacation destinations is anywhere there’s a beach.

There’s something about waking up to the ocean view.
It calms me down.
It cools my mind.

I actually get more creative there. My mind relaxes, and honestly, some of my best ideas have been born while I was at the beach.That’s why I strongly believe taking a proper vacation once in a while is not a luxury — it’s necessary.

The Struggle I Used to Have

Looking back, I really struggled to pay for proper vacations.

Why?

Because I was depending on:

  • salary savings
  • and per diem

And both are unpredictable.

Salary already has too many responsibilities:

  • bills
  • rent
  • everyday life

And per diem?
You can’t control:

  • when work will send you somewhere
  • if they’ll send you at all
  • or how much they’ll give you

So vacations kept getting postponed.

The Shift That Changed Everything

Fast forward to today….things are different for me now.

These days, I can afford to take an occasional vacation without depending on my salary or per diem. And that’s thanks to creating and selling digital products.

What Digital Products Are (Simply Explained)

Digital products are things you create once and sell online.

Examples include:

  • ebooks
  • guides
  • checklists
  • templates
  • short classes

You package what you already know, solve a real problem for someone, and sell it digitally.

Here’s the powerful part:

Digital products are not tied to your time the way a job is.

They can earn:

  • while you’re spending time with your family
  • while you’re on vacation
  • even while you’re sleeping

That’s the difference.

“But I Don’t Know What to Sell…”

This is the most common objection I hear.

“I don’t know what to sell.”
“I’m not an expert.”
“I don’t have big ideas.”

Let me tell you something important.

You don’t need a huge idea.

You just need to look at:

  • what you already know
  • what you’ve done
  • what you’re good at

You don’t need to be the best in the world — just a few steps ahead of someone and able to solve a real problem.

If people ask you how you do something:

  • how you budget
  • how you got a job
  • how you run your business
  • how you manage your time

You’re sitting on a goldmine.

That question is already a digital product idea.

Are You Ready to Start?

Let me ask you a very honest question.

Are you actually ready to start creating and selling your own digital products?

Not just thinking about it.
Not just saving posts.
But actually starting.

Because here’s the thing most people won’t tell you:

Creating digital products without following the right steps is exactly why so many people aren’t selling.

They create.
They upload.
Then they wonder what went wrong.

That’s why you need a proper roadmap.

Inside my masterclass, I break this down into 7 clear steps.

And here’s where most people go wrong:

  • Step 3 is what almost everyone skips — and that’s why their product doesn’t sell
  • Step 5 is what actually brings in the money
  • Step 7 is what allows your digital product to earn even while you’re still working your 9–5, on vacation, or living your life

No guessing.
No random creating.
No “let me try and see.”

If you’re ready to stop guessing and start doing this properly, I dare you to take the next step.

👉 The full roadmap is inside my masterclass. Tap HERE to access it.

Final Thoughts

Your salary can handle stability.

But digital products?They can handle lifestyle — including your vacations.

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